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Lock & Shop 

 

 

You can now lock your loan and begin shopping for your dream home for up to 120 days.

Benefits and Features

  • No property address required
  • Conventional, FHA and VA loans
  • Rate protection for 120 days*
  • Great for the First Time Buyer
  • Primary and Secondary Homes Eligible
  • Float Down Option Available

 

COMPLETE THE APPLICATION

 

 

ORDER YOUR CREDIT REPORT

 

START YOUR LOCK & SHOP APPLICATION

LOCK AND SHOP FOR YOUR HOME

 

WHAT PEOPLE ARE SAYING

"I cant believe I can lock in an interest rate and not have to worry about the market conditions while I find my home!!!"

" You guys really made this buying process so much easier and it give me my affordability immediately"

Trusted Mortgage Lender

1st 2nd Mortgage Co. of NJ, Inc. has been an approved lender/servicer, committed to providing quality service, since 1982. We’ll help you get the mortgage you need so you can achieve your financial goals sooner, easier and with the confidence of experience.

* Terms and Conditions

You must be under contact within 90 days of your lock

Applications must be taken on or after June 7, 2023

All loans subject to underwriter approval, terms and conditions may be subject to change without notice.  

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NMLS     |     FAIR LENDER     |     FAIR HOUSING

1st 2nd Mortgage Company of N.J., Inc. is a Licensed Mortgage Lender, California Depart of Corporations, 6038898; Connecticut Department of Banking, ML-115981; Florida Office of Financial Regulation, MLD553; Hawaii Division of Financial Institutions, HI-115981, HI-860725, HI-1055649; New Hampshire Banking Department, 18622-MB; Maryland Commissioner of Financial Regulation, 19861; New Jersey Department of Banking and Insurance, 8307281; New York Department of Financial Services, B501000; Pennsylvania Department of Banking and Securities, 39187; Texas Department of Savings and Mortgage Lending,  TEXAS MORTGAGE BANKER DISCLOSURE; Virginia Bureau of Financial Institutions/ Virginia State Corporation Commission, MC2895; Washington Department of Financial Institution, CL-115981; Wisconsin Department of Financial Institutions, 115981BA.

This website is not approved by the New York State Department of Financial Services. NY applications will not be accepted through this website.

50 Spring Street, Cresskill, NJ 07626

201-569-3469    |    info@1st2ndmortgage.com

NMLS     |     FAIR LENDER     |     FAIR HOUSING

1st 2nd Mortgage Company of N.J., Inc. is a Licensed Mortgage Lender, California Depart of Corporations, 6038898; Connecticut Department of Banking, ML-115981; Florida Office of Financial Regulation, MLD553; Hawaii Division of Financial Institutions, HI-115981, HI-860725, HI-1055649; New Hampshire Banking Department, 18622-MB; Maryland Commissioner of Financial Regulation, 19861; New Jersey Department of Banking and Insurance, 8307281; New York Department of Financial Services, B501000; Pennsylvania Department of Banking and Securities, 39187; Texas Department of Savings and Mortgage Lending,  TEXAS MORTGAGE BANKER DISCLOSURE; Virginia Bureau of Financial Institutions/ Virginia State Corporation Commission, MC2895; Washington Department of Financial Institution, CL-115981; Wisconsin Department of Financial Institutions, 115981BA.

This website is not approved by the New York State Department of Financial Services. NY applications will not be accepted through this website.